Other Financial Strategies

Lamon and Stern can help you chart your financial course individually and we are able to respond to all your questions and needs.

Investment strategies – How can you reduce your legal tax burden? What’s the right investment strategy for you or your company? We can help you create a strategy for success.

Benefits consulting – How to recruit and retain the right people? Can you benefit from a strategy that includes investing pre-tax dollars for key employee benefits? Benefits represent an exceptional opportunity for reinvestment in your company with pre-tax dollars.

Stock strategy and management – Lamon and Stern through its financial network has the capacity to market your stock and appropriately manage its sale.

Tax-efficient investing – How can you get the most of what you earn? How can you reap greater benefits from the money you work so hard to earn? Tax efficient investing is a way many people can realize significant gains in quality of life and real wealth.

Estate and trust planning – It takes care and vision to amass wealth. Equal skill is required in the redistribution of wealth.

ESOP Trust Transactions

An Employee Stock Ownership Plan (ESOP) is a type of tax-qualified Defined Contribution retirement plan, in which employees have partial ownership of your business.

What are the advantages of an ESOP?

Attract, reward, and retain employees
Buy out one or more owners
Create a more motivated workforce
Raise capital or build debt capacity
Provide a takeover defense
Establish a market for stock in a closely held business

Valuable tax advantages

Congress has created several tax incentives that make ESOPs beneficial, including:

Tax-deductible contributions may be used to acquire company stock
Private companies may be able to defer capital gains
Companies may be able to deduct dividend or lower tax liability
Participants may experience tax-deferred retirement savings

For more valuable financial investment information please visit our blog,
Growing Your Retirement Income.