Other Financial Strategies Lamon and Stern can help you chart your financial course individually and we are able to respond to all your questions and needs. Investment strategies – How can you reduce your legal tax burden? What’s the right investment strategy for you or your company? We can help you create a strategy for success.Benefits consulting – How to recruit and retain the right people? Can you benefit from a strategy that includes investing pre-tax dollars for key employee benefits? Benefits represent an exceptional opportunity for reinvestment in your company with pre-tax dollars.Stock strategy and management – Lamon and Stern through its financial network has the capacity to market your stock and appropriately manage its sale.Tax-efficient investing – How can you get the most of what you earn? How can you reap greater benefits from the money you work so hard to earn? Tax efficient investing is a way many people can realize significant gains in quality of life and real wealth.Estate and trust planning – It takes care and vision to amass wealth. Equal skill is required in the redistribution of wealth. ESOP Trust TransactionsAn Employee Stock Ownership Plan (ESOP) is a type of tax-qualified Defined Contribution retirement plan, in which employees have partial ownership of your business.What are the advantages of an ESOP?Attract, reward, and retain employeesBuy out one or more ownersCreate a more motivated workforceRaise capital or build debt capacityProvide a takeover defenseEstablish a market for stock in a closely held businessValuable tax advantagesCongress has created several tax incentives that make ESOPs beneficial, including:Tax-deductible contributions may be used to acquire company stockPrivate companies may be able to defer capital gainsCompanies may be able to deduct dividend or lower tax liabilityParticipants may experience tax-deferred retirement savingsFor more valuable financial investment information please visit our blog, Growing Your Retirement Income.